Nestled in the heart of downtown Spruce Pine, Mitchell Credit Company was established in 1978 to better provide fair financial products to the residents of Mitchell, Yancey and Avery Counties  We also offer competitive terms on auto loans.

Mitchell Credit takes a stand for the people who can't rely on a bank for financial help. "Our customers are not bank customers," says Manager LJ McEntyre, jr.. "We service blue-collar workers. There has always been a need and this has always been in my blood." McEntyre said. "I feel obligated to help customers first, and the bottom line is second...If you don't truly believe in helping your customers, they know that and they won't come back."